AAC Member Rescue Benefit
powered by Redpoint Travel Protection
If you are an active AAC member looking to initiate a rescue, please contact Redpoint Travel Protection at: +1 628-251-1510
$88,898
in rescue and medical claims paid out to members 2024 year-to-date by Redpoint.
Which membership is right for you?
*Student, military, and family membership discounts are available for the Partner membership level.
*Great Ranges members receive Advocate-level rescue and medical coverage.
Current AAC members can easily upgrade to the Leader membership to receive $300,000 in coverage—your existing membership will be prorated accordingly.
How Does it Work?
Where Does it Work?
Member Testimonials
"After a long negotiation with my primary insurance, the AAC [medical] coverage kicked in and was able to cover the rest of my out-of-pocket costs with minimal hassle. Such an awesome benefit."
Bryan R., member since 2014
"I had a significant rescue experience with Redpoint, including an evac from base camp on the south side of Mt. Everest. I was there as part of an IMG climb and we were all very impressed with Redpoint's on-the-spot availability and rescue capabilities. What more could one want from such a service."
David G., member since 2019
"The AAC Member Rescue Benefit is as crucial as having the right climbing gear. In June 2021, I had a bad fall that broke my pelvis and left me stranded in the Lost Creek Wilderness. The next day, I rolled out of the hospital with a $3,000 bill from my insurance deductible. Recovery was tough, but getting reimbursed for medical expenses through RedPoint was a breeze. The AAC helped me every step of the way, making sure I got my money back quickly and easily. Now, I always climb with AAC coverage and encourage my friends to do the same."
Matthew P., member since 2018
"AAC rescue benefits are a must. Dealing with accident recovery is difficult enough, but knowing there's financial assistance in case of an accident provides additional peace of mind. I found this out first hand after a fall and ambulance ride to the ER. I'm happy to say that working with the AAC and RedPoint to help cover my outstanding ambulance and ER costs was genuinely the easiest health care transaction I've ever had. Within days, RedPoint mailed me a check that covered the outstanding portion of my bills."
Jarod S., member since 2006
"In the spring of 2023, I took a tragic bouldering fall in Moab Utah trying the legendary Dean Potter line Zen Garden. Unfortunately, I broke my leg and tore most of the ligaments in my knee. That day was then filled with lots of time at the emergency room. Fortunately, my accident coverage through the American Alpine club helped cover my deductible and co-pay for all the medical bills from the day of the accident! It made a horrible situation just a little bit more manageable.”
Nic R., member since 2017
Member Rescue Benefit
Climbing can be a risky pursuit, but one worth the price of admission. With the newly enhanced rescue and medical expense coverage included in membership, you can tie in a little easier knowing the Club has got your back. If disaster strikes, this benefit can rescue you from the crag, get you to the hospital, and even help pay your direct medical expenses once you’re there.
AAC Partner level members receive:
$7,500 in rescue services: Designed to get you from the site of an accident away from home to the nearest appropriate medical facility and aimed at covering rescue, ambulance, and other transportation expenses along the way up to $7,500. Please see the FAQs below for exclusions and limitations.
$5,000 in medical expense coverage: That's right; once you're at the hospital, your AAC benefit may reimburse up to $5,000 in medical expenses per incident (subject to conditions to be found in the FAQ and coverage description), and up to $10,000 per year. It’s important to note that you do not need to be rescued by Redpoint Travel Protection for your medical expense coverage to apply to an accident away from home. Medical reimbursement applies only for medical expenses incurred which are necessary for emergency stabilization due to a specific emergency incident. This program does not apply to continued care after a member is stabilized. Medical expenses must be necessary, reasonable, and customary charges determined solely by Redpoint. Please see the FAQs below for exclusions and limitations.
Rescue expense reimbursement process: Let’s make sure you're not left holding the bill because you were unable to call Redpoint to arrange for a rescue. To ensure a seamless coverage experience and a well-coordinated rescue, it’s always best for you to coordinate with Redpoint during a climbing accident. However, if you are unable to contact Redpoint due to your medical condition or circumstances, you're now able to submit a request for reimbursement of up to $7,500 in rescue expenses after an eligible incident. Please see FAQ’s below for exclusions and limitations.
Upgrade for $300k in coverage
Protect yourself, and your wallet, with $300,000 in medical evacuation coverage—nearly guaranteeing that no matter where your accident takes place, your expenses will be taken care of.
When you sign up for the Leader ($250/year) AAC membership, you’ll receive coverage for up to $300,000 in medical transport to your home country hospital of choice, in addition to the $5,000 in medical expense coverage.
Current AAC members can easily upgrade to the Leader membership level—your existing membership will be prorated accordingly.
Terms & Conditions
Hear One Member’s Accident and Rescue Benefit Story:
Rescue and Medical Benefit FAQs
To start a claim, download and fill out the paperwork found in your member profile under Benefits > Rescue. When you submit for a reimbursement from Redpoint, Redpoint will, in their sole discretion, assess eligibility, medical need, and the amount for which they would have been able to execute the rescue had they been contacted. If approved, Redpoint may reimburse you for that amount up to $7,500.
For example, say you did not contact Redpoint and incurred $5,000 in rescue and transportation costs. However, upon evaluation, Redpoint determines that they could have coordinated your rescue through their global network for a cost of $3,000 had they been contacted at the time of the incident. You would only be eligible for a $3,000 reimbursement based on Redpoint's evaluation.
Payment for rescue services after the fact is not guaranteed, and Redpoint services are not insurance.
Contacting Redpoint via Garmin inReach Devices
Step 1. From the Garmin Explore portal online, add Redpoint Travel Protection as an emergency contact with the number +1 415-481-0600 and the email [email protected] (if available).
Step 2. Add a preset emergency message that includes your name and AAC membership email.
Step 3. Sync your Garmin device.
Step 4. Contact Redpoint at the number above via a phone to request a test of your Garmin device.
Additional Insurance
As an active AAC member, you’ll have access to discounted travel insurance and rescue upgrades through AAC rescue partner Redpoint Travel Protection.
Redpoint’s Ripcord Travel Protection
Redpoint’s Ripcord Rescue Travel Protection program is the most comprehensive coverage plan available. For climbers and non-climbers alike, Ripcord’s dedicated team provides a full suite of travel protection services from travel assistance, to rescue and evacuation services, to comprehensive travel insurance, and more.
AAC Members receive a 10% discount on their evacuation membership when they purchase further Ripcord travel programs—including comprehensive travel insurance for trip interruption/cancellation, baggage loss, search services, security evacuations, polar travel upgrades, and more.
Visit redpointtravelprotection.com/partner/aac to upgrade your rescue coverage and receive a 10% discount on Ripcord Rescue Travel Insurance.